Housing Scheme in Islamabad (Approved Projects, Locations & Investment Insights)

Housing Scheme in Islamabad

Islamabad, the capital of Pakistan, has emerged as a prime destination for real estate investors and homebuyers due to its modern infrastructure, scenic beauty, and secure environment. Over the past few years, multiple housing schemes have been launched in the region, offering residential and commercial plots with various amenities. The article provides an overview of the most reliable and prominent housing schemes in Islamabad, highlighting key features, development status, approval by authorities, and investment prospects.


Location Importance of Islamabad Housing Societies

Islamabad is divided into zones by the Capital Development Authority (CDA), which regulates development within city limits. The demand for housing has pushed the expansion toward zones II, IV, and V, where many new societies are emerging. Proximity to major roads like Srinagar Highway, Motorway M-1 and M-2, and Islamabad Expressway significantly boosts the value of societies located nearby.


Legal Status: CDA and RDA Approved Housing Societies

Before investing in any housing project, verification of legal status is essential. Societies approved by the Capital Development Authority (CDA) or Rawalpindi Development Authority (RDA) are considered safe for investment.

Some CDA-approved societies in Islamabad include:

  • Gulberg Greens
  • Park View City
  • Multi Gardens B-17 (MPCHS)
  • DHA Islamabad
  • Bahria Enclave

RDA-approved societies near Islamabad:

  • Blue World City
  • Kingdom Valley
  • Capital Smart City
  • Nova City
  • Rudn Enclave

Always check the official CDA and RDA websites for updated lists.


Top Housing Societies in Islamabad

1. Capital Smart City

Located near Thalian Interchange on M-2 Motorway, it is Pakistan’s first smart city project. Key features:

  • Approved by RDA
  • Smart traffic management and energy-efficient utilities
  • Residential, commercial, and overseas blocks
  • High ROI due to rapid development

2. Park View City Islamabad

Located in Zone IV, near Malot Road, this society is developed by Vision Group. It offers:

  • CDA-approved status
  • Underground electricity, modern infrastructure
  • Developed blocks ready for possession
  • 5, 10 Marla, and 1 Kanal residential plots

3. Blue World City

Marketed as a tourist-friendly city and located on Chakri Road:

  • Approved by RDA
  • Famous for replicas of global landmarks
  • Low plot prices with flexible installment plans
  • Suitable for long-term investment

4. Gulberg Greens

Located on Islamabad Expressway and developed by IBECHS:

  • CDA-approved
  • Combination of farmhouses and residential plots
  • High-end amenities and rapid commercial development
  • Excellent rental and resale value

5. Multi Gardens B-17 (MPCHS)

A well-developed project by MPCHS:

  • Located near GT Road and M-1 Motorway
  • CDA-approved
  • All necessary amenities available
  • Good for mid-level investors

Upcoming and New Housing Societies in Islamabad

Several new societies have been launched or are in pre-launch phases, including:

  • Kingdom Valley Islamabad: Part of the Naya Pakistan Housing Program, offering very low-cost plots
  • Nova City: Close to CPEC Route and Islamabad International Airport
  • Rudn Enclave: Near Adiala Road with development by RMRSCO
  • 7 Wonders City Islamabad: Themed development with iconic world landmarks

These societies provide installment plans and are ideal for salaried and middle-income groups looking for affordable housing.


Types of Plots and Investment Options

Most housing schemes in Islamabad offer a range of plot sizes:

  • Residential: 5 Marla, 10 Marla, 1 Kanal
  • Commercial: 2 Marla, 4 Marla, 8 Marla

Investment options include:

  • Direct purchase with lump sum payment
  • Flexible installment plans (usually 3 to 5 years)
  • Booking with 10%–20% down payment

Facilities and Amenities Offered

Top housing societies focus on modern urban living and provide:

  • Gated security with CCTV surveillance
  • Underground electricity and sewerage
  • Parks, playgrounds, and greenbelts
  • Schools, colleges, and medical centers
  • Community centers and shopping plazas
  • Mosques and public transportation access

Housing Schemes for Low-Income and Middle-Income Buyers

National Housing Authority (NHA) and Naya Pakistan Housing Development Authority (NAPHDA) are working on low-income housing projects. Key projects include:

  • Farash Town Housing Scheme
  • G-13 and G-14 Apartments Project
  • Tarnol Housing Scheme

These are subsidized housing projects under government initiatives.


Things to Consider Before Buying a Plot

Before making a purchase, consider:

  • Legal approval from CDA or RDA
  • Location and proximity to main roads
  • Availability of utilities
  • Ground realities and site development
  • Developer’s history and market reputation
  • Price comparison with nearby projects

Real Estate Trends and ROI in Islamabad

Islamabad real estate has shown steady appreciation, especially in societies near New Islamabad Airport and the CPEC route. Societies like Capital Smart City, Park View City, and Blue World City have attracted overseas investors due to better infrastructure and planning.

Rental yields in developed societies like Bahria Enclave and Gulberg Greens are strong due to the inflow of professionals and government employees.


Future of Housing Societies in Islamabad

With growing urbanization, the trend of living in gated communities is increasing. Islamabad’s zoning policies, infrastructure upgrades, and smart city initiatives ensure that housing societies will continue to expand.

Upcoming mega projects and expressways will further increase the demand and value of well-located residential schemes.


Final Thoughts

Islamabad offers a wide range of options for every type of buyer or investor. Whether you’re looking for a luxurious lifestyle, affordable plots, or long-term investment, the city’s housing schemes provide reliable opportunities. Always verify approval status and ground development before investing.


References

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